Certificate of Deposit

We’ve Got A Certificate of Deposit That’s Right For You

Certificates of Deposits are a savings account that pays a stated interest rate on a fixed principal amount over a specific period of time. Customers who desire a higher return on their money often choose a Certificate of Deposit. With a CD, you agree to invest your money for a predetermined amount of time (term). Advantage Community Bank offers several terms of investment to accommodate your short term and long term needs. Your interest rate is based on the term you choose and current market rates. We offer several options for receiving the interest you earn. Certificates of Deposit are FDIC insured deposits which offer safety and peace of mind.

  • A variety of terms and interest-payment choices with low minimum-deposit requirements; short-term and long-term investments.
  • Interest earned on your CD can be added on to the CD or transferred to an ACB savings, money market or checking account.
  • Use your CD as loan collateral.
  • Automatically renew your CD at maturity to keep your money growing!
  • An excellent way to save for college tuition, house down payment, or any special purchase.

Our Certificates of Deposits offer guaranteed yields, flexibility, and the safety of FDIC insurance. That’s because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures. You know exactly what return you’ll get and when you’ll get it. Your investment is safe because Advantage Community Bank CDs are backed by the Federal Deposit Insurance Corporation for up to $100,000 per individual – making them as safe as any investment in the world. We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $500, you can open your own CD.  Request a CD quote from one of our Customer Services Representatives today at 888-385-6772.

  • Short-Term CDs. Short term savings certificates, usually up to 3 months, offer you the fastest, readiest access to your money.
  • Medium-Term CDs. Our 6 to 12 month medium-term CDs offer you higher yields than shorter term CDs.
  • Long-Term CDs. If you have a long-term outlook, our CDs with maturities of 2 years or more reward you with the highest yields we have to offer.

Click here to see our current rates.


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